Whether Negotiating with an Insurance Company May Affect Your Rights
If you have been in an auto accident, it may cause more trouble than you can handle. Aside from bodily injuries, emotional damage, and property damage, you may also have to deal with the financial burden of paying medical bills, having your property repaired, and losing income for a certain period of time. When the other party has been negligent or is at fault, you may be entitled to an insurance claim settlement. Should you negotiate with the insurance company yourself?
First, you need to know what you are supposed to do if you want to negotiate with an insurance company. You should gather documents that will support the costs of your injuries. You also need to back these up with evidence, such as photos and records that show the nature and extent of the injuries and damages. You then proceed to set a meeting with the insurance company, during which you present your story and provide an amount for your settlement. Your estimate has to take into account your actual and future costs, emotional, psychological, and punitive damages.
If I Negotiate with the Insurance Company, Will I Do Better an Attorney?
It is also important to understand the nature of an insurance company's business. The insurance adjuster's job is to determine who is legally liable for an accident and to negotiate with you about your settlement. The adjuster's primary goal is to resolve your claim as quickly and cheaply as possible. He is an expert in this field; he knows what to do, and what to look into. He has encountered several cases and some of them may have similar facts and circumstances. They have experience and expertise, but little time, which is why most claims take months to settle. Negotiations go back-and-forth, especially since they claim to know more about your accident than you do. The procedure may be frustrating and stressful.
When can an Accident Lawyer Help Me?
In answering this question, you should remember that there is a statute of limitations that provides the period within which you may file a lawsuit should negotiations with the adjuster be unsuccessful. Your recovery may be difficult enough as it is. You do not have to deal with all the suffering and the insurance company by yourself. You may want to hire an expert to represent you and fight for your rights.
What can I do to Protect my Rights After a Car Accident?
If you or a loved one has been in an auto accident, you should consider contacting a RI lawyer with experience in handling these types of cases. Contact s Rhode Island car accident lawyer at d'Oliveira & Associates, P.C., we would like to meet with you and discuss the investigation of your automobile accident. Our law firm has represented and assisted numerous automobile accident victims in bringing lawsuits against other drivers and insurance companies alike, and there are no fees unless we are successful.
To have a member of our law office contact you, please fill out a contact form or call us at 1-800-992-6878.
d'Oliveira & Associates: 250 EDDIE DOWLING HWY. WOONSOCKET, R.I. 02896 (401) 762-4006
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